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Kevin A. McManamy
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(712) 226-6000
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1021 W 5th Street , Spencer, IA 51301

$195,000
  • 1021 W 5th Street , Spencer, IA 51301 Main Photo

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Active
BEDS4 BATHS2 full SQUARE FEET2,016 MLS#261341
STATUSActive PROPERTY TYPEResidential - Single Family SCHOOLSpencer

Property Description

Move-In Ready Home with Space, Updates & Income Potential in Spencer! Welcome home to this beautifully maintained 4-bedroom, 2-bathroom property situated on a desirable corner lot in Spencer, Iowa! Conveniently located near the Spencer Family YMCA and within walking distance of the Clay County Fairgrounds, local schools, and parks, this home offers the perfect blend of comfort, convenience, and versatility. The main floor features three bedrooms, a full bathroom, convenient main-floor laundry, and a well-appointed kitchen complete with a reverse osmosis water system. Recent mechanical updates, including a new furnace and water heater, provide added peace of mind. The oversized, insulated garage features an in-floor drain, making it ideal for extra storage, projects, and everyday convenience. The fully updated basement adds incredible flexibility, featuring a fourth bedroom, a ¾ bathroom, spacious living area, and a wet bar/kitchenette space. Whether you envision a guest retreat, additional entertaining space, or the potential for a rental opportunity, this lower level offers plenty of possibilities. Basement laundry hookups are also available if youâ??d like to add a second laundry area. Step outside to enjoy the inviting outdoor space, complete with a beautiful pergola and firepitâ??perfect for relaxing evenings, entertaining friends, or gathering with family. With its desirable location, thoughtful updates, flexible living spaces, and potential for additional income, this Spencer home is one you wonâ??t want to miss. Move in and make it yours!

1021 W 5th Street | MLS# 261341

This single family home located at 1021 W 5th Street , Spencer, IA 51301 is currently listed for sale with an asking price of $195,000. This property was built in 1955 and has 4 bedrooms and 2 full baths with 2016 sq. ft. W 5th Street is located within the Spencer school district. Search Spencer real estate on kmcmanamy.unitedrealestatesolutions.com today.

Property Features

Property Type: Residential - Single Family
Basement: Yes
Cooling: Central
Fuel Type: Natural Gas
Garage: 2 car attached
Heating: Forced Air
Home Style: Ranch
Lot Size: 0.22 Acres
Stories: 1.0
Taxes: $2,914
Year Built: 1955

Feature Descriptions

Basement Style: Full
Construction: Concrete Block, Stick Built
Days on Site: 10
Electric: Fuses
Exterior: Vinyl Siding
Flood Zone: Unknown
Lot Dimensions: 110.00x120.00x82.00x82.00
Mechanicals: Water Osmosis System
Parcel #: 963712453003
Property Attached: Yes
Sewer: Public Sewer
SQ FT Above Grade Finished: 1108
SQ FT Below Grade Finished: 908
SQ FT Total: 2216
Water: Public/City

Local Schools

School District: Spencer

Listed By / Shown By

Listed By

Agency Name: Keller Williams Okoboji
Agency Contact: PRIM: 712-330-4773
Agent Name: Josh Schaben

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Shown By

Agent Name: Kevin A. McManamy
Agent Phone: (712) 226-6000
Agency Title: United Real Estate Solutions

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Estimated Payment

$ 1,440.32 per month $1,140.62 Principal & Interest $242.83 Property Tax $56.88 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 10/25/2026. The listing information on this page last changed on 10/25/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sun 10/25/2026 12:00:01 AM EST) or Iowa Great Lakes MLS (last updated Sat 10/24/2026 10:13:33 PM EST) or Sioux City MLS (last updated Sat 10/24/2026 10:04:21 PM EST). Real estate listings held by brokerage firms other than United Real Estate Solutions may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Agency License Information: United Real Estate Solutions is licensed in Iowa, Nebraska & South Dakota.



Agent License Information: Licensed in Iowa, Nebraska & South Dakota

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